What is a Credit Union?

A Credit Union is a financial co-operative. Meaning that we are owned by our members (customers). Unlike a high street bank we have no external share-holders, profits are instead returned to our members.

Part of the Community

We’ve been a part of the community in Swansea for twenty years providing safe, secure saving accounts and low-cost loans. We also work with a wide selection of other organisations in the community.

Around The World

There are Credit Unions all over the world. With over 196 million people using them. So why not join the millions and become a member? Credit Unions can help build a better future and a better world.

Low Cost Loans

Our loans are cheaper than a doorstep lender, cheaper than a pay day lender and cheaper than most high street banks. Our loans range from as low as 12.7% APR to 26.8% APR. Loans from £50 to £5,000.

Safe Secure Savings

Unlike a savings club, we are regulated by the FSA (Financial Services Authority) and all monies saved are covered by the FSCS (Financial Services Compensation Scheme). We also offer free life insurance*.

 

Contact Us

We are open Monday to Friday 09:30 to 14:30. Our offices are currently located at 139 Walter Road Swansea SA1 5RQ.
Telephone: 01792 643632
Email: query@lasacreditunion.org.uk